First Time Buyer? or Looking to Move Home?
Expert mortgage advice from Glasgow’s Andy Brown
5 Star Google reviews
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Why Go With a Local Mortgage Adviser?
- 5 Star Reviews
- We Work for you, not the lender
- Local Contact
Stress free
process
Personal service
tailored to you
No-Obligation
Protection
Review
Wide Range
of Lenders
No hidden
fees
Adverse Credit
Options
Andy Brown
Mortgage & Protection
Advice
Andy Brown
Mortgage & Protection
Advice
I’m a Mortgage & Protection Adviser with Melrose Wemyss Associates, based in the Glasgow area, serving my clients across the UK. Our firm has over 20 years’ experience in financial services, putting our clients at the heart of everything we do.
I pride myself on providing a personal service, delivering the best outcomes for my clients.
We provide advice on all types of residential and buy-to-let mortgages, as well as personal and business protection (see below for details).
Get in touch to discuss how I can help today.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most But to Let mortgages are not regulated by the Financial Conduct Authority.
My Reviews
5 Star Google Reviews
Darren Prescott
I would highly recommend Andy Brown at Melrose Wemyss. A delight to deal with and provided us with some fantastic financial products. We will be sure to use Andy again.
Kevin McCormick
Andy has been a huge help and guided us through some tricky decisions at a time of uncertainty. We also really valued his extensive knowledge of the market. I would highly recommend.
Christine North
Fantastic service from Andy Brown in sorting out my remortgage. Quick and easy with no fuss and he got me a great deal. Really happy and would thoroughly recommend.
Stuart Ross
Fantastic experience with Andy helping us to secure insurance for our company. We would definitely recommend working with Melrose Wemyss Associates, and Andy specifically, and i’ll be working with him again if we get the chance!
Suvi Wallendahr
I work in freelance so I knew it might not be the easiest to get a mortgage. Luckily MWA was recommended to me by a friend and Andy Brown couldn’t have been more helpfull. He was very good in explaining the process, kept me up to date all through and was easy to reach whenever I had any questions.
Kevin Macdonald
Andy was excellent from start right up until mortgage completion and even after. We had what seemed to be a disaster when the seller of the property qe were trying to buy had pulled out of sale, but Andy was amazing and was able to port our new mortgage offer to new property. Couldn’t have done it without him. Tha is again Andy! Kevin and Amanda
Andy Sutherland
Just want to thank Andy Brown for his time, patience and knowledge during my personal protection discussions. He took the time to explain what the individual types of cover were, how they could be of benefit to me, understood what type of cover I already had and gave me clear advice as to the options available to progress. Felt I was in safe hands during the entire process. Thanks again Andy!
Andrew McConnell
Andy Brown saved me a lot of time, hassle and money by being so attentive and responsive in securing me an affordable mortgage in a changing market. His calm and considered support helped me make decisions and give piece of mind in some big financial decisions. Can’t recommend him highly enough!
Thomas Brogan
Andy Brown helped us with our health/life insurance as we really weren’t sure where to start. He guided us through all available options and found us the best choice for our circumstances. He was always on hand to answer any questions and was extremely thorough in ensuring we understood each step of the way. Can’t recommend Andy highly enough!
Lindsay Swan
I was referred to the company for help and advice from a friend as he says they are a great help. He was not wrong! Andy brown had took myself through everything tailored to my wants and needs. I would have never known where to start but Andy explained everything I was unsure about and his customer service was spot on. It’s not very often you come away from speaking with a company feeling they really did do everything they could to get the outcome you wanted it’s usually the other way about! Andy you were top class and I’ll be pointing friends and family in your direction! Cheers
How How I Will Work With You
Ensure I know you
Research Solutions
I will take time and care to research the right solution for you based on your own unique circumstances.
Present My Recommendation
Communicated in a clear and concise manner, taking the time to talk you through the detail and answer any questions you have.
Process Your Application
Process and oversee your application(s), liaising with lenders, providers, solicitors and estate agents to make sure your application(s) progress smoothly to completion
First Time Buyer
Advice
point of
contact
Protection
Review
I remember what it was like buying my first property many years ago and know that it can be both exciting and terrifying at the same time! There was so much I didn’t know, and that experience has shaped how I help my clients today.
The personal service I provide aims to minimise stress/hassle for you and means that I am on-hand to answer any questions that you have throughout the process (no such thing as a silly question!). There are no hidden fees, and you don’t pay a penny until I secure you a mortgage offer. I will be your sole point of contact, and will liaise with lenders, estate agents, solicitors and providers to make sure everything goes as smoothly as possible. If you are looking for someone to guide you through the process of buying your first home, give me a call to discuss how I can help.
What You'll Get
point of
contact
Protection
Review
Home Mover
Advice
Built
Software
Range of
Lenders
Whether you are thinking of making the step up to that forever home, re-locating for work or looking to downsize after the kids have flown the nest, we can find the right solution for you.
At a time when the mortgage market is changing on a daily basis, our custom-built software allows us to compare rates and overall costs across our comprehensive panel of lenders on any given day, meaning we can respond quickly to get you a great deal. Even if you are re-mortgaging with your current lender, we can transact this on your behalf to remove any stress at your end.
What You'll Get
Built
Software
Range of
Lenders
Re-Mortgage
Advice
Built
Software
Range of
Lenders
If your mortgage is due to expire in the next 6 months, it is important to review your options, so you don’t unknowingly end up defaulting onto a lender’s variable rate. I can compare any deals your current provider is offering against products from numerous other lenders on our exclusive lending panel.
Re-mortgages can be arranged up to 6 months in advance of your current deal expiring, so if you are worried about interest rates going up then we are on-hand to secure you a new mortgage at the earliest opportunity. Many of the lenders we work with will also honour subsequent rate reductions. So, once I’ve secured your rate, I will keep an eye on the lender’s products and if rates subsequently reduce before the mortgage starts, I can transfer you over to the new lower rate.
What You'll Get
Built
Software
Range of
Lenders
Buy-to-Let
Advice
specialist BTL
Lenders
We help our buy-to-let clients, ranging from accidental landlords to those managing a portfolio of properties. On our lending panel we have access to a number of specialist buy-to-let lenders, giving you the best chance of finding the right solution for your circumstances.
Get in touch to see how we can help.
What You'll Get
specialist BTL
Lenders
Other Services
Personal
Protection
- Life Insurance
- Critical Illness Cover
- Income Protection
- Accident & Sickness Cover
Business
Protection
- Relevant Life Plans
- Executive Income Protection
- Shareholder / Partnership Protection
- Key Person Insurance
Other
Insurance
- *Private Medical Insurance
- Building / Contents Insurance
*Private Medical Insurance is a referral service to a specific lender.
Frequently Asked Questions
There is no charge for an initial consultation. If you decide to proceed, there is a charge of £495, which only becomes payable once I secure you a mortgage offer from a lender (no offer, no fee).
Potentially, yes. We work with a number of specialist lenders that can consider applications from those with less-than-perfect credit history.
The short answer is…it depends! Lenders have service times that vary from week to week. Once I receive your documents from you, I will endeavour to research, recommend and process your application to a timeframe that meets your needs.
No, we do not charge a fee for protection advice.
